Technical contractors have different tax patterns
Software, DevOps, cybersecurity, cloud, data, AI, and fractional technical leadership work often involves high rates, U.S. clients, specialized tools, and corporation planning that generic small-business accounting can miss.
Choose the page that matches your contract type
Each specialty page covers role-specific tax patterns, typical client mix considerations, and what to look at before year-end.
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Software Developers
CPA support for Canadian software developers with T4A income, agency contracts, U.S. clients, software deductions, GST/HST, and incorporation questions.
Patterns we look at- Software subscriptions, cloud tools, GitHub, testing services, and professional development need consistent categorization
- A move from T4 employment to T4A or corporate invoicing creates tax set-aside and instalment questions
- One long client relationship can create PSB facts that should be reviewed before renewal
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DevOps Consultants
Tax planning and bookkeeping for Canadian DevOps consultants with cloud platform costs, agency contracts, U.S. clients, and corporation planning needs.
Patterns we look at- Cloud labs, monitoring tools, security tooling, and contractor equipment can blur personal and business use
- High hourly rates often make incorporation, compensation, and retained earnings planning more relevant
- Client-controlled access, hours, and internal team integration can matter in a PSB review
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Cybersecurity Consultants
CPA-led tax and accounting support for Canadian cybersecurity contractors handling certifications, tooling, client retainers, U.S. work, and PSB risk.
Patterns we look at- Certifications, training, lab environments, insurance, and specialized tooling need defensible support
- Retainer and project revenue should be reconciled cleanly to invoices and GST/HST treatment
- Security contractors with one enterprise client should review control, tools, and substitution rights
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Data and AI Consultants
Tax planning for Canadian data and AI consultants with high-value advisory contracts, U.S. clients, compute costs, software tools, and retained earnings.
Patterns we look at- Compute, model tooling, data platforms, and AI subscriptions should be tracked with clear business purpose
- Fast revenue growth can make incorporation timing, retained earnings, and compensation planning urgent
- U.S. SaaS and AI clients create foreign income, W-8, exchange-rate, and GST/HST zero-rating questions
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Cloud Architects
CPA support for Canadian cloud architects with incorporated consulting income, U.S. clients, GST/HST, equipment, and corporate tax planning.
Patterns we look at- Senior advisory contracts often produce retained earnings that need owner compensation and tax reserve planning
- Travel, equipment, cloud sandboxes, and professional certifications should be separated from personal use
- Direct U.S. client billing requires careful invoicing, exchange-rate support, and export service documentation
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Fractional CTOs and Technical Advisors
Tax planning for Canadian fractional CTOs and technical advisors with retainers, U.S. clients, equity-like arrangements, and corporation planning.
Patterns we look at- Monthly retainers, project fees, and advisory arrangements should be documented separately
- Equity, options, or success-fee arrangements may require tax advice beyond standard bookkeeping
- Owner compensation, RRSP room, CPP, and retained earnings planning matter once income becomes predictable
Describe your contract type, client mix, and current setup
The first question is usually whether your tax file matches how the work actually operates. Teplov CPA responds within one business day.
Contact Teplov CPA